About Premio Card

Apply for Premio Now!

Premio Card is an outstanding credit card for those relocating to, as well as those already residing in the U.S.
Our distinctive screening process allows us to accept a U.S. dollar base credit card for those who recently arrived in the U.S. with limited or no credit history.
Please note that cards are subject to approval by credit review.
>Summary of Credit Terms

Additional Benefits

No Credit History Needed

In the United States, it is very difficult to qualify for a credit card if you just moved from another country and have no credit history. We have a unique review process that allows us to accept applications for our credit cards even if you have just arrived to this country and have no credit history. Card issuance is subject to credit approval.

No Foreign Transaction Fee*1

Most cards charge 3% of a transaction amount on purchases made outside of the U.S. but the Premio card has no Foreign Transaction fee.

24 hour Bilingual Emergency Support

Japanese and English emergency customer support 24 hours a day.

Online Banking

Online banking services make it easy to manage your account wherever you are.
You can schedule and confirm payments, review statements, check your current balance and much more. You can manage your account anytime from your computer, tablet or mobile phone when you need it the most.

MasterCard Business Card Benefits*2

Premio credit cards offer various MasterCard services that are normally only provided to businesses and you can now enjoy these benefits through your Premio credit card.*2

These benefits include

Car Rental Insurance

Primary cardholders will receive a Collision Damage Waiver on most car rentals made with your Premio Plus+ card on up to $50,000 per incident.

Purchase Protection

In the event an item that is purchased with the card is lost or stolen within 90 days of purchase, we may be able to repair or exchange the item or, in some cases, reimburse the amount paid, up to $10,000 per item and up to $50,000 per year.

Extended Warrenty

You may receive up to 1 year extended warranty on items purchased with your Premio Plus+ credit card, where the manufacturer's original warranty period is less than 5 years.

Global Services

24 hours, anywhere in the world, MasterCard will provide you with emergency card and cashing services if your card is lost or stolen.

These services are provided by MasterCard to card members. Please see the MasterCard Corporate Payment Solutions Guide to Benefits for details. These services by Master Business card are available in English only.

By applying for the credit card, you understand and agree that all disclosures and other important documents related to the card that are required by law will be provided to you only in English. If you are unable to read and understand the English language, it is very important that you seek the assistance of a trusted, qualified person who can translate these disclosures and important documents for you.
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

*1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.
*2 Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.