{"id":206,"date":"2026-08-22T02:17:18","date_gmt":"2026-08-22T02:17:18","guid":{"rendered":"https:\/\/www.premio.com\/?page_id=206"},"modified":"2026-09-16T17:13:16","modified_gmt":"2026-09-16T17:13:16","slug":"home","status":"publish","type":"page","link":"https:\/\/www.premio.com\/en\/","title":{"rendered":"Home"},"content":{"rendered":"\n<figure class=\"wp-block-image alignfull size-full\"><a href=\"#comparison\"><picture><source media=\"(min-width: 992px)\" srcset=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/sld_img-01e_20260407.webp\"><source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/09\/image.webp\"><img decoding=\"async\" class=\"w-100\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/sld_img-01e_20260407.webp\" alt=\"Premio Card | Expand your Opportunities\"><\/picture><\/a><\/figure>\n\n\n\n<section id=\"benefits\" class=\"sec-init mt-4 mt-lg-0\">\n  <div class=\"container\">\n    <h2 class=\"mb-4 anchor-adj\"><span id=\"benefit\"><\/span>Benefits<\/h2>\n    <div class=\"row\" id=\"en-benefits\">\n      <div class=\"col-lg-3 mb-lg-0 mb-3 pr-lg-2 pl-lg-2\">\n        <div class=\"outline\">\n          <img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_benefits-01.jpg\" class=\"img-fluid\" alt=\"Benefit 1\">\n          <h3 class=\"adj_height2\"><span>No credit history<\/span>Needed to apply<\/h3>\n        <\/div>\n      <\/div>\n      <div class=\"col-lg-3 mb-lg-0 mb-3 pr-lg-2 pl-lg-2\">\n        <div class=\"outline\">\n          <img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_benefits-02.jpg\" class=\"img-fluid\" alt=\"Benefit 2\">\n          <h3 class=\"adj_height2\"><span>U.S. Dollars<\/span>Based credit card<\/h3>\n        <\/div>\n      <\/div>\n      <div class=\"col-lg-3 mb-lg-0 mb-3 pr-lg-2 pl-lg-2\">\n        <div class=\"outline\">\n          <img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_benefits-03.jpg\" class=\"img-fluid\" alt=\"Benefit 3\">\n          <h3 class=\"adj_height2\"><span>24\/7 <\/span>Emergency Japanese customer service<\/h3>\n        <\/div>\n      <\/div>\n      <div class=\"col-lg-3 mb-lg-0 mb-3 pr-lg-2 pl-lg-2\">\n        <div class=\"outline\">\n          <img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_benefits-04.jpg\" class=\"img-fluid\" alt=\"Benefit 4\">\n          <h3 class=\"adj_height2\"><span>Easy<\/span>Online account management<\/h3>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section id=\"card-comparison\" class=\"sec-init\">\n  <div class=\"container\">\n    <h2 class=\"mb-4 anchor-adj\"><span id=\"comparison\"><\/span>Card Comparison<\/h2>\n\n    <div class=\"row card-container\">\n      <div class=\"col-lg-5 text-center\">\n        <img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_premio-Plus-card.jpg\" alt=\"\" class=\"cards\">\n      <\/div>\n      <div class=\"col-lg-7 content-container\">\n        <h4 class=\"title\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/premio-card-plus.png\" alt=\"Premio Plus+\"> Premio Plus Card<\/h4>\n        <div class=\"d-flex align-items-center benefit-container\">\n          <div class=\"col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/dollar-icon.png\" alt=\"\"><\/div>\n          <div class=\"col-10\"><p>1% cash back<span class=\"num\">2<\/span> on everyday purchases<br>Points will expire on or after the third anniversary of when they were awarded.<\/p><\/div>\n        <\/div>\n        <div class=\"d-flex align-items-center benefit-container\">\n          <div class=\"col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/present-icon.png\" alt=\"\"><\/div>\n          <div class=\"col-10\"><p>Earn 5,000 bonus points<span class=\"num\">2<\/span> ($50 worth) for spending more than $20,000 annually.<\/p><\/div>\n        <\/div>\n        <div class=\"d-flex align-items-center benefit-container\">\n          <div class=\"col-2\"><h5>Features<\/h5><\/div>\n          <div class=\"col-10\">\n            <ul>\n              <li>Japanese and English Customer Service<\/li>\n              <li>Online Banking<\/li>\n              <li>Mastercard BusinessCard<sup>&reg;<\/sup><span class=\"num\">3<\/span><\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n        <hr>\n        <div class=\"d-flex align-items-center benefit-container\">\n          <div class=\"col-2\"><h5>Benefits<\/h5><\/div>\n          <div class=\"col-10\">\n            <ul>\n              <li><strong>$0 Intro Annual Fee<span class=\"num\">1<\/span> for the 1st year (after that, $50 annually)<\/strong><\/li>\n              <li>No Foreign Transaction Fee<span class=\"num\">1, 4<\/span><\/li>\n            <\/ul>\n            <div class=\"addtext\">Must apply here for this offer. Offers vary elsewhere.<span class=\"num\">**<\/span><\/div>\n            <p><a href=\"https:\/\/www.firstbankcard.com\/lynx\/api\/v1\/lynx\/soct\/ZYTYNBK53XR7T\" target=\"_blank\">&gt; Summary of Credit Terms<\/a><\/p>\n          <\/div>\n        <\/div>\n        <div class=\"btn-container\">\n          <a class=\"btn-top btn-cta\" href=\"https:\/\/www.premio.com\/en\/about-premio-plus\/\">Learn More<\/a>\n        <\/div>\n        <div class=\"btn-container\">\n          <a class=\"btn-top btn-quiet register_link_en\" href=\"https:\/\/www.site.premiosupports.com\/en\/application?card=plus\" target=\"_blank\">Apply Now<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <hr>\n\n    <div class=\"row card-container\">\n      <div class=\"col-lg-5 text-center\">\n        <img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_premio-card.jpg\" alt=\"\" class=\"cards\">\n      <\/div>\n      <div id=\"comparison-premio\" class=\"col-lg-7 content-container\">\n        <h4 class=\"title\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/premio-card.png\" alt=\"Premio Card\"> Premio Card<\/h4>\n        <div class=\"d-flex align-items-center benefit-container\">\n          <div class=\"col-2\"><h5>Features<\/h5><\/div>\n          <div class=\"col-10\">\n            <ul>\n              <li>Japanese and English Customer Service<\/li>\n              <li>Online Banking<\/li>\n              <li>Mastercard BusinessCard<sup>&reg;<\/sup><span class=\"num\">3<\/span><\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n        <hr>\n        <div class=\"d-flex align-items-center benefit-container\">\n          <div class=\"col-2\"><h5>Benefits<\/h5><\/div>\n          <div class=\"col-10\">\n            <ul>\n              <li><strong>$0 Annual Fee<\/strong><span class=\"num\">1<\/span><\/li>\n              <li>No Foreign Transaction Fee<span class=\"num\">1, 4<\/span><\/li>\n            <\/ul>\n            <div class=\"addtext\">Must apply here for this offer. Offers vary elsewhere.<span class=\"num\">**<\/span><\/div>\n            <p><a href=\"https:\/\/www.firstbankcard.com\/lynx\/#\/soct\/NHF2K6X7PQ1G6\" target=\"_blank\">&gt; Summary of Credit Terms<\/a><\/p>\n          <\/div>\n        <\/div>\n        <div class=\"btn-container\">\n          <a class=\"btn-top btn-cta\" href=\"https:\/\/www.premio.com\/en\/about-premio\/\">Learn More<\/a>\n        <\/div>\n        <div class=\"btn-container\">\n          <a class=\"btn-top btn-quiet register_link_en\" href=\"https:\/\/www.site.premiosupports.com\/en\/application\" target=\"_blank\">Apply Now<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section>\n\n\n\n<section id=\"apply-method\" class=\"sec-init\">\n  <div class=\"container\">\n    <h2 class=\"mb-4 anchor-adj\"><span id=\"apply\"><\/span>How to Apply<\/h2>\n\n    <div class=\"row\">\n      <div class=\"col-lg-10 offset-lg-2\">\n        <div class=\"row method-container\">\n          <div class=\"col-lg-1 col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_howto1.png\" alt=\"1\"><\/div>\n          <div class=\"col-lg-11 col-10\"><h5>Apply Online<\/h5><\/div>\n        <\/div>\n        <div class=\"row method-container\">\n          <div class=\"col-lg-1 col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_howto2.png\" alt=\"2\"><\/div>\n          <div class=\"col-lg-11 col-10\">\n            <h5>Send Application Documents<\/h5>\n            <p>Please send the following documents via webmail attachments or FAX (1-800-996-2628)<\/p>\n            <ul>\n              <li>Copy of your passport (Page of your picture)<\/li>\n              <li>Copy of your US working visa (Page of your picture)<\/li>\n              <li>Copy of your Social Security Card (Only for those who obtain)<\/li>\n              <li>Residency verification for the card to be sent to your home address in the United States (US Driver&#8217;s License or utility bill issued within 60 days)<\/li>\n              <li>Employment verification for the card to be sent to your work address (Required upon our request)<\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n        <div class=\"row method-container\">\n          <div class=\"col-lg-1 col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_howto3.png\" alt=\"3\"><\/div>\n          <div class=\"col-lg-11 col-10\">\n            <h5>Verify Your Personal Information<\/h5>\n            <p>All of the application information must be verified.<\/p>\n          <\/div>\n        <\/div>\n        <div class=\"row method-container\">\n          <div class=\"col-lg-1 col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_howto4.png\" alt=\"4\"><\/div>\n          <div class=\"col-lg-11 col-10\">\n            <h5>Bank Review<\/h5>\n            <ul>\n              <li>All applications are subject to approval.<\/li>\n              <li>We are unable to return your application documents once we receive them.<\/li>\n              <li>It usually takes 3 to 4 weeks from review until you receive your card.<\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n        <div class=\"row method-container\">\n          <div class=\"col-lg-1 col-2\"><img decoding=\"async\" src=\"https:\/\/www.premio.com\/wp-content\/uploads\/2026\/08\/img_howto5.png\" alt=\"5\"><\/div>\n          <div class=\"col-lg-11 col-10\">\n            <h5>Approval and Card Issuance<\/h5>\n            <ul>\n              <li>If approved, cards will be sent via First Class mail.<\/li>\n              <li>Shipping addresses are limited to those within the United States (P.O. Boxes excluded).<\/li>\n              <li>Please understand the processing varies case by case, depending on the applicant&#8217;s information provided.<\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"row\">\n      <div class=\"col-12\">\n        <div class=\"note-container\">\n          <h5>**Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.<\/h5>\n          <p class=\"mt-3\"><span class=\"num\">1<\/span> For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.<br>\n          Click here to see the Premio Plus <a href=\"https:\/\/www.firstbankcard.com\/lynx\/api\/v1\/lynx\/soct\/ZYTYNBK53XR7T\" target=\"_blank\">Summary of Credit Terms<\/a>.<br>\n          Click here to see Premio Card <a href=\"https:\/\/www.firstbankcard.com\/lynx\/#\/soct\/NHF2K6X7PQ1G6\" target=\"_blank\">Summary of Credit Terms<\/a>.<\/p>\n          <p class=\"mt-3\"><span class=\"num\">2<\/span> See the <a href=\"https:\/\/www.firstbankcard.com\/lynx\/api\/v1\/lynx\/soct\/ZYTYNBK53XR7T\" target=\"_blank\">Rewards Terms and Conditions<\/a> for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).<\/p>\n          <p class=\"mt-3\"><span class=\"num\">3<\/span> Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.<\/p>\n          <p class=\"mt-3\"><span class=\"num\">4<\/span> For new applicants and for cardmembers who applied on or after August 16, 2017.<\/p>\n          <p class=\"mt-3\">By applying for the credit card, you understand and agree that all disclosures and other important documents related to the card that are required by law will be provided to you only in English. If you are unable to read and understand the English language, it is very important that you seek the assistance of a trusted, qualified person who can translate these disclosures and important documents for you.<\/p>\n          <p class=\"mt-3\">Cards are issued by First National Bank of Omaha (FNBO<sup>&reg;<\/sup>), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section id=\"topic-nav\" class=\"sec-init container\">\n  <div class=\"clearfix\">\n    <div class=\"col-lg-4 pl-lg-2 col-12 pl-0 pr-0 float-lg-right\">\n      <ul id=\"topics\">\n        <li><a href=\"https:\/\/www.premio.com\/en\/guide\/#pill1\"><span>How to Use<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n        <li><a href=\"https:\/\/www.premio.com\/en\/guide\/#pill3\"><span>Statement\/Payment<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n        <li><a href=\"https:\/\/www.premio.com\/en\/guide\/#pill1-lost\"><span>Lost\/Stolen Card<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n        <li><a href=\"https:\/\/www.premio.com\/en\/guide\/#pill2\"><span>Updating your Information<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n        <li><a href=\"https:\/\/www.premio.com\/en\/guide\/\" target=\"_blank\"><span>Account User Guide<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n        <li><a href=\"https:\/\/www.premio.com\/en\/contact\/\"><span>Contact Us<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n      <\/ul>\n    <\/div>\n    <div class=\"col-lg-8 pr-lg-2 col-12 pl-0 pr-0 mt-lg-0 mt-3 float-lg-left\">\n      <div class=\"outline\">\n        <h3>Frequently Asked Questions<\/h3>\n        <ul id=\"top-faq\">\n          <li><a href=\"https:\/\/www.premio.com\/en\/faq\/#faq-after-i-apply-how-long-does-it-take\"><span>After I apply, how long does it take to receive my Premio Card?<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n          <li><a href=\"https:\/\/www.premio.com\/en\/faq\/#faq-when-i-use-my-premio-card-will-my\"><span>When I use my Premio Card, will my U.S. credit history be affected?<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n          <li><a href=\"https:\/\/www.premio.com\/en\/faq\/#faq-what-is-a-mastercard-business-card\"><span>What is a Mastercard Business Card?<\/span><i class=\"fal fa-angle-right fa-2x\"><\/i><\/a><\/li>\n        <\/ul>\n        <a class=\"btn btn-dark\" href=\"https:\/\/www.premio.com\/en\/faq\/\">See all FAQ list<\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Benefits No credit historyNeeded to apply U.S. DollarsBased credit card 24\/7 Emergency Japanese customer service EasyOnline account management Card Comparison Premio Plus Card 1% cash back2 on everyday purchasesPoints will expire on or after the third anniversary of when they were awarded. Earn 5,000 bonus points2 ($50 worth) for spending more than $20,000 annually. Features [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-206","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/pages\/206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/comments?post=206"}],"version-history":[{"count":7,"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/pages\/206\/revisions"}],"predecessor-version":[{"id":274,"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/pages\/206\/revisions\/274"}],"wp:attachment":[{"href":"https:\/\/www.premio.com\/en\/wp-json\/wp\/v2\/media?parent=206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}