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We encrypt the card application by using 128 bit Secure Socket Layer to ensure the data security to process the application online, however, because of the nature of the Internet as a system, we cannot fully guarantee the security of the data transfer.
Also, we are unable to process the online applications for those who do not have SSL-compatible browser. We apologize for any inconvenience. |
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1. Definition of Personal Information
Personal Information, as used herein, refers to any information regarding the client, and has to be the information that the same client in question is able to distinguish. |
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2. Purposes of Collecting the Information and Its Use
We use the personal information submitted by our clients solely to process the application procedure, to provide any service that the clients requested, or to inform them on any new services.
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3. Provision of the Information to Third Party
Whenever we decide to form a business affiliation with another corporation, we exchange a strict agreement on our duty of information security and the right to audit with the partners. Also, we limit our information disclosure only to the information that is necessary to the service after our clients consent to such disclosure in case when our disclosure may infringe the rights of our clients. However, in following cases, such limitations may not be in force:
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If the disclosure is required by law |
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In case when we must transfer clients' credit obligation to a collection company or outsource to the collection itself to another company due to reasons such as delinquency in payment. |
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4. Securing the Accuracy of Information
We take necessary actions to reflect accurately on the clients' personal information. |
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5. Enforcement of Data Security
We use appropriate skills and technologies to prevent any divulgement or damage of to clients' personal information. |
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6. Limitations to Purpose of Use
We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to that information. Employees who violate our Privacy Promise will be subject to our normal disciplinary process. |
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