You may make a payment before the closing date. Once the payment is posted, your available credit will be restored to your credit limit. Click here to make an online payment.
Note: If you go over your credit limit, there will be an overlimit fee of $29 until account processing system changes on or about 4/25/2007. After that a $39 overlimit fee will be billed to your account.
See Premio Card Summary of Credit Terms
See JAL Family Club/Premio Card Summary of Credit Terms

If you mailed your payment, it usually takes approximately 4-5 business days to post. Please wait 10 business days and if your payment has still not posted, the payment may be lost, and therefore please call customer service.

Every account has a different set statement closing date. Your statement is mailed the following business day after the statement closing date. Please contact customer service to inquiry on your closing date.

The "Minimum Payment Due" is the minimum amount you should pay by the end of the due date. If you do not pay this amount, your account status will be changed to "Past Due" and a Late Fee will be charged to your account. The Late Fee will be determined as follows: $35 if New Balance is less than $500.00 and $39 if New Balance is $500.00 or more.
For additional information about Annual Percentage Rates (APRs), fees, and costs, see the Summary of Credit Terms.

See Premio Card Summary of Credit Terms
See JAL Family Club/Premio Card Summary of Credit Terms

Yes, you can pay by phone by calling customer service. Please be aware that there is a $14.95 fee for making a payment via the phone.

There may be authorized transactions which have not been posted yet. The amount will be deducted from your available credit.

There are several possible reasons; including:

Please login to your online account and reprint your statement.